以下详细说明暂以英文提供。
What a raise is really worth
A percentage raise compounds on your whole wage, while a flat “new amount” offer can be checked against the increase it truly represents. Comparing the monthly difference to your budget is the honest test: it tells you whether the raise covers rising rent, speeds up debt payoff, or mostly disappears into payroll deductions. Remember that gross pay grows faster than take-home — federal, state, and payroll taxes all take a slice of the increase.
Negotiating with the numbers
Walking into a review with figures beats walking in with feelings. Check what the same role pays elsewhere, decide on a target percentage, and know your walk-away point. A 3–5% raise is a typical merit increase in steady years; switching jobs often moves pay 10–20%. If the budget truly cannot stretch, the same math applies to extra vacation days, a signing bonus, or a title that sets up the next jump.
中国本地参考
在中国大陆做财务换算时，以下框架值与美国默认值差异很大：
- 个人所得税: 工资薪金基本减除费用为 5,000 元/月（60,000 元/年），综合所得适用 3%–45% 七级超额累进税率（自 2019 年起施行）。
- 社保与公积金: 养老保险单位缴费 16%、个人 8%；住房公积金常见缴存比例为 5%–12%，由各城市确定上下限。
- 价签与增值税: 标价为含税价（一般纳税人增值税率 13%/9%/6%），结账时不额外加税，与美国小票加税习惯不同。
- 数字与单位: 使用公制单位（厘米、米、千克、升），温度为摄氏度；人民币符号 ¥，千分位用逗号、小数用点：12,345.67 元。
- 小费文化: 餐厅不付小费，部分场所收取服务费并已在账单中标明；无需按美式 15%–20% 计算。
数据核对：2026 年 10 月
常见问题
Why does the calculator use 2,080 hours?
It is the standard full-time year: 40 hours a week for 52 weeks. If you work different hours, divide your own annual hours into the salary for a closer hourly figure.
Is the new salary before or after tax?
All figures are gross — before taxes and deductions. Use the take-home pay calculator to see how much of the raise actually reaches your bank account.
How much raise should I ask for?
Aim for a number backed by market data for your role and location. High inflation years push the bar up, since a raise below inflation is effectively a pay cut in buying power.